Full Tort vs. Limited Tort Threshold in Pennsylvania
Philadelphia Personal Injury Attorneys
Silvers, Langsam & Weitzman, P.C.
When you purchase auto insurance in Pennsylvania, you can buy full tort threshold insurance, or you can decline and purchase cheaper limited tort coverage. While the limited tort threshold insurance may save you money initially, you will be limited as to whether you can file a claim for certain bodily injury and damages if you are in a serious auto accident.
- Full tort threshold insurance: Can sue for all damages and economic and non-economic losses, including pain and suffering
- Limited tort threshold insurance: Can collect for economic losses only.
At Silvers, Langsam & Weitzman, we help our clients understand their rights according to their auto insurance coverage. While the law is clear concerning limited tort coverage, in some cases, we can help you break the limited tort threshold and secure the right to collect for your full losses and damages.
How to break the limited tort threshold
In every personal injury cases, an injured person is always permitted to collect for economic losses such as medical bills, lost wages, and property damage to his or her car, regardless of whether the person has limited or full tort insurance. In order to collect compensation for pain and suffering, however, you must overcome the limited tort threshold through one of these three recognized exceptions:
- You can prove serious injury such as death, permanent loss of bodily function, or disfigurement that is the result of the accident.
- Your accident was caused by a drunk driver who was convicted of driving while intoxicated (DUI) or accepted Accelerated Rehabilitative Disposition (ARD).
- Your accident was caused by someone who was driving a car registered out-of-state.
If your auto accident meets any of these exceptions, you have the absolute right to recover compensation for all of your damages and injuries, regardless of the fact that you have limited tort coverage. Talk with one of our qualified lawyers today about asserting your rights.
If we fail to recover compensation in your case, you owe us nothing - no costs or attorneys' fees - guaranteed.
We been successful in helping our clients overcome their limited tort thresholds and get the compensation they need. Call Silvers, Langsam & Weitzman today at 866-920-0352 or contact us directly to schedule a free consultation to discuss your accident and options.
Nationwide service available for select cases.
Silvers, Langsam & Weitzman, P.C.
Philadelphia Limited Tort Insurance Lawyers
Phone:
215-789-9346
Toll Free:
866-920-0352
The Pennsylvania personal injury and wrongful death lawyers at Silvers, Langsam & Weitzman, P.C., represent clients in Philadelphia, Pennsylvania, and Bucks County, Chester County, Delaware County, and Montgomery County, and cities such as Media, Doylestown, and Norristown. We are also proud to serve South Jersey, including Cherry Hill and Camden County, New Jersey.
